I’ve used muscle a few times with success. Usually to avoid having to deal with a whole muscle system for the benefit of one small part, I make 1 large muscle (or a couple times, 3 of them if dealing with love handles), add that to the skinCluster, and turn on use components on the skin. Not only does that help conserve volume, but it also brings in automatic jiggle. I usually do as much body skinning as possible (which it looks like you did) then skin to the muscle(s).